But the real game-changer for families seeking to relocate was the Portugal Golden Visa residency-by-investment programme. The PT Golden Visa scheme enables qualified investors and their families to live, work, and study in Portugal, as well as visa waiver for the Schengen Area.
The hook? None; all you have to do is invest in one of the Portugal Golden Visa investment opportunities, which include purchasing real estate, renovating a property, or investing in funds.
Although the Golden Visa alternative is the investor’s top pick when it comes to acquiring a Golden Visa, the truth is that the number of owners picking up alternative investment options like venture capital has been seeing a significant rise over the last year.
By far, the most popular routes investors may take for residency are:
€280k for properties in low population density areas, i.e., interior territories or in the Autonomous Regions of the Azores and Madeira;
€350k to purchase properties located in urban areas which were constructed more than 30 years ago and in need of refurbishment;
€500k (and more) in all types of Real Estate investments available in Portugal;
€350k in investment funds across a range of sectors - technology, energy, start-up companies, projects, and other sectors;
From January 2022, major cities like Lisbon, Porto, the Algarve, Braga, amongst others, will no longer qualify or be eligible for Golden Visa investments. Learn more about the changes to the PT Golden Visa programme here.
Here’s everything you need to know about the investment fund to be granted a Portugal Golden Visa residency in one of Europe’s safest countries.
This option is part of the venture capital investment alternative. Venture capital can be characterized as a pool of investment funds managed by corporate experts. For instance, if you want to invest in a start-up or a company with a strong growth potential, the fund investment for the Golden Visa is a sustainable option.
Each fund is regulated and enables you to invest in sectors galore such as energy, industry, technology, or real estate. The funds are regulated by the CMVM (Portuguese Securities Market Commission), Portugal’s regulatory framework.
The investment fund alternative for the Portugal Golden Visa programme was introduced through an amendment in the Portuguese Law in 2017. The investment level lowered from €500k to €350k, which highly drew investors’ attention. In 2020, the investment fund option accounted for 4% of the Golden Visa investments - an increase of almost six times compared to 2019.
Update: There will be an increase in the minimum investment for the fund from €350k to €500k. The change will come into effect in January 2022.
The Portugal yield fund investment for the Golden Visa is taken care of by qualified experts in the sector you wish to invest in;
You can obtain Portuguese residency for €350k;
You may enjoy tax-exemptions;
Certain funds offer a minimum return hurdle-rate;
Certain funds are backed by the Portuguese government through subsidies or financed by the IFD (Instituição Financeira de Desenvolvimento).
Anyone can invest except Portuguese citizens; EU/EFTA citizens may only apply after making a befitting investment into the country;
Have a clean criminal record;
Proof of sufficient funds;
Proof of funds’ source.
Not all investment funds in Portugal qualify for a Golden Visa. It’s advisable to consult with an expert in the field beforehand.
When deciding on an investment fund for the Portugal Golden Visa, it’s crucial to weigh any associated risk. Hence, when investing you should take the following into account:
The fund manager’s credentials, leverage, liquidity and legal documents;
The investment mandate;
Some funds may have a lower financial return opportunity but a safer risk tolerance;
Investment funds enable an early exit, however the investor should normally expect to get all profits after a period of 5-10 years;
Sector exposure and a diverse portfolio will determine the risk-return profile of funds of this nature;
Unlike real estate investments, you are not the only decision-maker for the fund; you need to understand whether or not the fund has any period of potential expansion, and know how long the fund manager can extend its duration.
A Portugal Homes possui profissionais muito experientes e conhecedores, que trabalham com alguns dos promotores mais reconhecidos em Portugal . A nossa vasta experiência permite-nos guiá-lo pelas melhores opções de investimento.
Seja casa de férias ou uma propriedade para investimento, selecionamos as melhores propriedades para o seu perfil e tratamos de todo o processo do início ao fim. Mesmo após a venda! Os nossos serviços de pós-venda assumem a responsabilidade de mobilar a seu gosto, manter a propriedade na sua ausência, dar apoio ao arrendamento, no caso de querer arrendar e muito mais!
Para saber mais sobre Residentes Não Habituais em Portugal e sobre os nossos serviços pós-venda, preencha o formulário abaixo.
Overwhelming. Luisa has exceeded our expectations on all levels. Trust was established immediately. Enhanced by super friendly professionalism. The networks to banks, accountants, lawyers was seamless. there is not enough space here to write all the positives, enough to say we are making an offer and we only arrived 4 days ago. Its impossible to improve from perfection!John Mulroe and Wiebke Bock
Obrigada. Experiência agradável com todos o staff. O George foi muito prestável, experiente e tinha uma boa compreensão das finanças. Vou recomendar Portugal Homes aos meus amigos.Excelente experiência também com o Departamento After Sales.Nadia Webb
A Portugal Homes é uma empresa orientada para o cliente. O senhor George Hobson aspira profissionalismo e dedicação, e ainda uma simpatia interpessoal.Investidor da Algéria
Muito obrigada por toda a ajuda. Estou muito feliz por ter escolhido a Portugal Homes, como gestor da minha propriedade.Investidor de Hong Kong
Tem sido maravilhoso trabalhar com o Simon. Não nos sentimos pressionados de todo.Andre & Lena Jourdan dos EUA
A Portugal Homes é uma empresa competente e providência uma serviço personalizado. A nossa experiência com o consultor Antoine foi excelente e proveitosa. ObrigadaUsha Pinninti de Texas, Estados Unidos da América